My notice to credit card companies

Dear credit card companies:

I am done being a slave to you. You don't care about me you just care about how much money I'm going to give you. You are sneaky bastards. You hide behind complicated contracts so the consumer has no idea what they are actually signing up for. You hike interest rates for no reason. I'm looking at you Macys card. I always pay on time and you raised my interest rate for no reason. When I asked why you told me that everyone's interest rate went up.

You sit there and lie. You claim that it is important to do the best you can for your customer. It's quite insulting that you even pretend you care. You give politicians money so they won't pass laws that hurt your chances of screwing over the consumer. Why would a politician look out for our best interest when we are not funding their campaign for re-election? It's disgusting how much banks are tied up in our politics.

So this is me, telling you I'm done. We're done! Here's how I plan to finally be DONE with you:

The government is not going to put credit card companies and banks in their place but you can do something about it. Pay off your credit cards. I'm going to have to tighten my belt if I want to get this done but I know I can do it. I don't want to be giving banks my money. I want all that money I pay in interest to go into my bank account. It may take me a few years and I'm going to have to make sacrifices but to be free from debt will feel so amazing. Then I'm going to use my cash back card and pay off my balance every month (I'm doing this with one card right now) so the bank will be paying me to use their card.

I will never use Bank of America. If you can, use a local bank. You'll be helping local businesses and helping to end the tight grip these huge banks have on our society. Learn more here.

I'm working hard on setting up an emergency fund. This is one reason why I got into credit card debt. I would have a big car repair bill and I would charge it because I didn't have the money in savings. No more!

I feel like a movement is starting. People are tired of being a slave to banks and credit cards. The government is not going to help us but we can help ourselves.